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Financial Services Texas

Cullen/Frost Bankers: Covenant breach detection from 48hr to real-time

$12B loan portfolio in weekly Excel extracts. Covenant violations not visible until 48 hours after breach.

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The Challenge

Why Cullen/Frost Bankers Needed a Power BI Solution

$12B loan portfolio in weekly Excel extracts. Covenant violations not visible until 48 hours after breach.

The Solution

What We Built

Power BI connected to Fiserv Premier via Azure SQL. Real-time covenant monitoring, concentration risk, and automated OCC reporting.

Technologies: Fiserv Premier API, Azure SQL, Power BI Premium

The Results

Measurable Outcomes

Covenant breach detection from 48hr to real-time

OCC exam preparation from 3 weeks to 4 days. Zero data quality findings in subsequent exam.

“Regulators want to see you know your portfolio. Our credit officers now see violations the moment they happen.”
— Chief Credit Officer, Cullen/Frost Bankers
FAQ

Financial Services Power BI — Common Questions

Power BI connected to Fiserv Premier via Azure SQL. Real-time covenant monitoring, concentration risk, and automated OCC reporting.
Covenant breach detection from 48hr to real-time. OCC exam preparation from 3 weeks to 4 days. Zero data quality findings in subsequent exam.
Most Power BI projects of this scope are delivered in 8-16 weeks. Working dashboards appear within the first 2 weeks.
Fiserv Premier API, Azure SQL, Power BI Premium

Project Summary

Industry
Financial Services
Location
San Antonio, TX
Key Result
Covenant breach detection from 48hr to real-time
Contact
Chief Credit Officer
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